/* Montserrat is the unified font for headings, body copy, navigation and forms. */

:root{--navy:#08233d;--blue:#1675b7;--orange:#e97827;--ink:#193147;--muted:#5d7285;--line:#dbe6ee;--light:#f3f7fa}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font:16px/1.7 "Montserrat",Arial,sans-serif;color:var(--ink)}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}h1,h2,h3{font-family:"Montserrat",Arial,sans-serif;letter-spacing:-.035em;line-height:1.2}h1{font-size:clamp(36px,4.7vw,58px);margin:12px 0 20px}h2{font-size:clamp(27px,3vw,39px);color:var(--navy);margin:0 0 20px}h3{font-size:21px;color:var(--navy);margin:0 0 13px}p{margin:0 0 18px}ul,ol{padding-left:22px}li{margin-bottom:9px}.wrap{max-width:1190px;margin:auto;padding:0 25px}.top{background:var(--navy);color:#e4eff8;font-size:12px;padding:9px 0}.top .wrap{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}.header{position:sticky;top:0;background:#fff;z-index:20;border-bottom:1px solid var(--line);box-shadow:0 4px 14px #08233d08}.header-inner{min-height:75px;display:flex;align-items:center;justify-content:space-between;gap:18px}.brand img{width:195px;max-width:47vw;height:53px;object-fit:contain;object-position:left center}.nav{display:flex;align-items:center;gap:16px;flex-wrap:wrap}.nav a{font-size:12.5px;font-weight:750;color:#425a6b;white-space:nowrap;padding:12px 0;border-bottom:3px solid transparent}.nav a:hover,.nav a.active{color:var(--blue);border-bottom-color:var(--orange)}.menu{display:none;border:1px solid var(--line);background:white;border-radius:9px;padding:8px 12px;cursor:pointer;font-size:20px}.hero{background:linear-gradient(118deg,#08233d,#125078);color:white;padding:80px 0 72px}.hero h1{max-width:820px}.hero p{max-width:790px;color:#d7e6f0;font-size:18px}.eyebrow{text-transform:uppercase;font-size:12px;font-weight:800;letter-spacing:.16em;color:#ffbc86}.section{padding:72px 0}.alt{background:var(--light)}.grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}.grid.two{grid-template-columns:repeat(2,minmax(0,1fr))}.card{border:1px solid var(--line);border-radius:17px;padding:27px;background:white;box-shadow:0 10px 28px #08233d09}.card p:last-child{margin-bottom:0}.card .tag{display:inline-block;font-size:11px;letter-spacing:.08em;text-transform:uppercase;font-weight:800;color:#196a9d;background:#e9f4fb;border-radius:40px;padding:6px 10px;margin-bottom:15px}.btn{display:inline-block;background:var(--orange);color:white;border-radius:9px;padding:12px 21px;font-weight:800;margin:12px 10px 0 0}.btn.secondary{background:white;color:var(--navy)}.split{display:grid;grid-template-columns:1.2fr .8fr;gap:36px;align-items:start}.aside{border-left:4px solid var(--orange);background:#f1f6fa;padding:25px;border-radius:0 12px 12px 0}.note{padding:18px 21px;background:#fff4eb;border-left:4px solid var(--orange);border-radius:8px;color:#694122}.steps{counter-reset:step;display:grid;gap:14px}.step{padding:22px 24px 22px 73px;border:1px solid var(--line);border-radius:14px;position:relative;background:#fff}.step:before{counter-increment:step;content:counter(step,decimal-leading-zero);position:absolute;left:20px;top:22px;font-weight:900;color:var(--orange);font-size:23px}.step h3{margin-bottom:7px}.step p{margin:0}.tablewrap{overflow-x:auto;border:1px solid var(--line);border-radius:12px}table{width:100%;border-collapse:collapse;min-width:640px}th,td{padding:15px 19px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}th{background:var(--navy);color:white;font-size:13px}tr:last-child td{border-bottom:0}.contact-layout{display:grid;grid-template-columns:.85fr 1.15fr;gap:26px}.contact-panel{background:var(--navy);padding:30px;color:white;border-radius:17px}.contact-panel h2{color:white}.contact-panel a{color:#a9dcff}.field{display:flex;flex-direction:column;gap:6px;margin-bottom:14px}.field label{font-size:13px;font-weight:700}.field input,.field select,.field textarea{width:100%;font:inherit;border:1px solid #c5d5e1;padding:11px 12px;border-radius:8px}.row{display:grid;grid-template-columns:1fr 1fr;gap:14px}button.btn{border:0;cursor:pointer;font-size:15px}.footer{background:#061d31;color:#bfd0dc;padding:50px 0 25px}.footer-inner{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:32px}.footer h3{color:white;font-size:16px}.footer-logo{width:180px;height:60px;object-fit:contain;object-position:left;background:white;border-radius:8px;padding:5px;margin-bottom:16px}.footer a{display:block;margin:7px 0;font-size:14px}.small{font-size:13px;color:var(--muted)}.footer .small{color:#b1c6d3}.end{border-top:1px solid #294055;padding-top:20px;margin-top:30px;font-size:12px}.cta{padding:42px;background:#e9f3fa;border-radius:18px;margin-top:30px}.section-lead{font-size:18px;max-width:820px;color:var(--muted);margin-bottom:30px}@media(max-width:1100px){.nav{gap:10px}.nav a{font-size:11.5px}.brand img{width:150px}}@media(max-width:900px){.menu{display:block}.nav{display:none;position:absolute;top:75px;left:0;right:0;background:white;padding:16px 25px;box-shadow:0 12px 28px #08233d20;flex-direction:column;align-items:stretch}.nav.open{display:flex}.nav a{font-size:14px;padding:8px 0}.grid,.grid.two,.split,.contact-layout,.footer-inner{grid-template-columns:1fr}.row{grid-template-columns:1fr}.hero{padding:57px 0}.section{padding:54px 0}}

button,input,select,textarea{font-family:"Montserrat",Arial,sans-serif}